1. Sell your landed and pay off loan. Prices falling anyway. Say you sell at $1.7m, you get back $1.1m after paying loan.
2. Pay off your 1 bedder loan and your jb house loan. Total $760k. You are left with $373k and invest in good blue chips.
3. Get passive income from 1 bedder ($2k pm) and blue chips. If you get $4k pm and convert to RM and get RM10k, should be ok. When you are 65, you get $2400 pm extra (you and hubby's min sum). And your sons can give you $1k each every month.
What do you think?
Quote:
Originally Posted by Unregistered
Late 30s, female locum GP
Cash: $50k
Stocks : $40k
Cpf OA and SA: $160k
SRS $20k
1 terrace in Sg bought 1.1 mil, now valued at 1.8 to 2 mil , loan 567k left
1 bedder condo bought $ 636801, loan $380k, due to TOP, hope to rent out , converted to 2 bedder, very near mrt
1 JB semi d, $380k, full equity loan
Hope to semi retire in JB soon and pay off Sg props as much as possible with hubby to get as much rental passive income as possible. Terrace may sell in future if need to send kids overseas for uni... |