Originally Posted by Unregistered

The problem with retirement (for singaporeans), to be honest, is not going to be money..

It is the social constraints that prevent people from retiring comfortably.

Eg if one is an orphan and not married, then anywhere is possible.
If one has a spouse, has to make sure that he/she thinks the same as you do.
If one has children, they may need you to do grand parenting.
If one has a special needs child/adult, will be tied down to singapore cos believe it or not, singapore has some ok Day Actitvity Centres.
If one is sickly, one has to be near good medical facilities.

So the secret to comfortable retirement is to have no social constraints, not money..