46 & 48, $230k pa in total. Saves $50k pa.
Living in a condo in the OCR, worth $1m. $250k loan left.
School going kids in primary school.
Drives a 2L European car, $80k loan left.

Current total net worth, including the condo, $1.3m.
We plan to clear the mortgage in 20 years time.
How are we doing? Any suggestions how do we plan for our retirement?