Two years ago, we got fed up of the rat race. We sold our landed property and downgraded to a 4 room HDB flat. We cleared all our debt and paid the flat in full. After all transactions, we had a nice pile of money which we invested in the stock market to earn a decent amount of dividends from quality blue chips. Now our dividends amount to $100k pa.

Since we no longer have any loans and we sold our car, our spendings is only $60k pa. My family now living a peaceful, blissful debt free life. We love our friendly neighbours. We have set aside enough for pur kids to further their Uni education. Our investment portfolio and savings and dividends continue to grow steadily every year. We are now 52 & 55 this year.