There are some things I would like to take time to clarify here:

But if you earn much more than your peers, in this case you mentioned that its not how much you earn but how much you save and invest your savings that matter more. there are some loopholes in that argument that having a high salary is not important.

1. A cleaner at a hawker centre in shenton way lau pa sat earning $1000 IS NOT GOING to outdo financially a UBS financial controller or a government based scholar working in GIC going for lunch at lau pa sat, with a monthly NET income minus taxes hovering at $25,000. Reason is pretty simple, no matter how much frugality and financial street-smartness that auntie has in financial products,she has daily necessities to meet how much can she save or invest to earn her right to financial freedom?

This may sound extreme but even in more realistic comparisons here with say an SAF army captain who earns around $6000 a month, after his personal expenses and family obligations is left with $2500/month and $30,000 per year savings. Of course at his disposal is plenty of investment choices through real estate, properties, stocks and commodities and other insurance backed investment alternatives. Sure, but if the government scholar or MX10 grader is able to get a lower percentage of spending, higher savings ratio and is more frugal than a lower income person, he reaches his goals much much much earlier, he will have the last laugh. time is money indeed.

Some mathematics involvement here-say for example the government scholar at 40 MX8 and below commands $360,000 NET salary, has a household size of 6 people, each spending personal expenses of $3500 a month is still going to cause a leftover financial backing of $108,000 per year or 3.6x as much, I am sure his options will be much wider.

For all these reasons of achieving financial freedom fast, for most young people in their early twenties and thirties this sis extremely important and cannot be overstated. I have therefore requested to know what is the NORMAL maximum rank in civil service departments/agencies which a university graduate can attain the best possible job prospects and book a spot on the financial freedom roadmap to success. But I am not sure people understand my intentions of asking the multitude of questions in my previous long post. They thought I was trying to glamorize and make unfair comparisons of the private sector and government sector, for which they have sorely missed the point.

Understandably the civil service comprises the largest workforce which employs plenty of university graduates of all degrees and honours levels, so it makes sense that we makes sense of the pay scales and ranges of the "management executive scheme" concept and stop avoiding the question of how much is the compensation because avoidance for such questions cannot help us understand the way our graduates are being paid.

I therefore think its good for us as general knowledge to know upfront how much does a civil servant in their various roles and responsibilities in the workforce, for ONLY university graduates in the Management executive scheme will be compensated as getting a degree is such a norm today, that basically evading this question or creating asocial stigma when it comes to transparency of pay issues is discussed.

I welcome anybody to direct me to previous postings or new information regarding such interesting eye opener pay issues,to cast light on this seemingly touchy topic, which shouldnt be the case, because knowledge is better than ignorance.