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Old 27-06-2014, 09:07 PM
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Originally Posted by Unregistered View Post
you are actually not so bad. i'm 45, getting only $47k pa. be happy with what you earn.

don't be discouraged by all the boastings of those people here. these guys are high income earners and not the average joe like us.
There could be retrenched grads in their 40s and 50s who earn about $3k pm or $36k pa. So your $47k pa is still higher.

When you are in your late 30s, 40s and 50s, make sure you do not overleverage in your property. Don't be so confident to upgrade to a more expensive house and taking more loans. You will never know when you will be retrenched. Worse, if both husband and wife got retrenched at the same time. The best is to buy cheap BTO and pay the loan and stay there. So, even if you lose your job, you still have a home.
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