55 & 56 years old retired couple, owns 3 condos (one for stay and two for investment), all fully paid up (all bought at dirt cheap prices during crises). Owns a stocks portfolio too. Earns passive income from rental and stocks dividends, $150k pa. Expenses, $60k pa. Debt free.

We are happy with our achievement since we came from low income families. Diligence, hard work and intelligence made us what we are today. Even though we are not billionaires, we are happy to be millionaires.