grad middle income couple, early 40s, combined income of 156k pa. savings 35k pa.
condo 1.2m, no loan. car, no loan. net worth 1.5m.

we are now saving and investing in blue chips to get passive income. we hope when we retire at 65, we will have enough passive income from dividends and cpf life. we will sell our big condo and move to a small public flat or a studio condo.