48, full time trader, earns 100k pa (dividends - 60k pa; trading gains - 40k pa). Portfoilio value $1m. Wife, 40, earns 90k pa. Total household expenditire 100k pa. Family savings 90k pa. Debt free. Condominium unit, 3 bedroom (worth 1.5m) and car (worth 150k), both paid up. I enjoy doing my trading, will continue to trade until I die or retire at 70, whichever is earlier.