Don't feel sad for yourself poor man.
It's better to be poor than unhappy. When I was your age, I wasn't doing any better than you. But I learnt how to be contented.
At 40, I am now retired and living my life the way I want to. That's because I learnt to be contented with what I have. I told myself at 38 that as long as achieve a passive income of 5K a month, I will retire. I thought I could do so when I am 50.
I managed to achieve my target when I hit 40. And so here I am now. Poor but happy.
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