Graduate couple, 33 and 35.

Combined income now at 250k. Stay in a 4 room hdb flat, but still have an outstanding loan of 350k. Jap car all paid up.

Stocks : $20k
Cash : $70k

Still very low on assets because only got current remuneration in last 2 years, so now feverishly saving up.

Not sure how I stand but I see people here with multi million networth, and really feel quite far behind. Dont get me wrong though, life is good, just maybe not as prepared for retirement as some.