How come this thread full of posts which are relatively unrealistic in the real Singapore? I know of a real Singaporean, 66 years old and working as a construction supervisor, He has practically no savings and his done doesn't earn enough to support him, he said if death comes sooner the better, he does not have enough to survive on the moment he stops working and hopes to die early. So sad and yet people here seem to make it a big deal if their earnings fall from $800k per annum to $500k.