Quote:
Originally Posted by darkstar
Maybe try to slowly increase up to saving 1K a month?
You and your fiance are really thrifty!
But i think a large chunk of your salary seems to go to paying off your housing loan?
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Hmm not really, we took a
HDB loan so it'll be deducted from our
cpf. Luckily for us, we decided to get a cheaper 3-room (before we hit the income ceiling of 10k in a few years) so there won't be any cash top-ups for our loans.
Honestly, is 28k combined savings a good amount for our age? And yes, we try to save more if possible, so it's not unusual for us to hit 1k in savings a month
As for drinking out... trying to cut down! But it's one of our few vices, along with an annual long-haul trip (we're headed to new york next month, spending about 4.5k all in including accomodation and airfare).