I will be 50 years old next year while my wife will turn 52. Our current combined income is not much by Singapore's standards, only $167k pa. However we are able to save and invest in stocks over many years. We were also lucky enough to be able to buy a condo in our younger years when it was a lot cheaper. We have lived in the condo for over 20 years, now it is worth $1.5m, and we have paid up our mortgage.

Today our combined net worth, including the condo, stocks and cash savings, amount to $2.3m. We hope to grow our net worth to $2.6m by the time we retire in our 60s. If we achieve $2.6m by then, and if we decide to sell our properties and stocks, and migrate to KL, we would have at least RM 6.6m. We will be multi millionaires in Malaysia. If we retire in Thailand, we will be super rich.