Hi,

We are a millionaire couple, we retired 3 years ago at the age of 43 and 40. We have made a small fortune from our high flying jobs and decided to retire to focus on the spiritual. We live in a nice brand new condo, which we have paid in full. We have a decent stocks portfolio, which generates $180k annual dividends. We have no debt. Our conti is paid up. Since we don't have any debt, our expenses are not high, only $80k pa. Our net worth is growing steadily from stocks capital gains as well as growing savings and reinvestment.