Originally Posted by dives

Depends, you have not revealed a very critical part and that is your overall net worth.

I won't go to exact figures but my level of debt is slightly more then yours and I have savings which amount to half the debt. My salary level is the roughly the same as yours. So if I portrayed it as you did it would seem that I am in some serious doo doo

However my assets which the debt is secured against enough to pay the debt of 2x over.

So without revealing your asset worth its hard to make a decent judgement on your situation.

Anyone who makes a judgement prior to knowing that is merely making an assumption.