Average Joe,

Honestly, you're DOOMED.
You better deleverage now!
Don't say we gurus never warn you.
Deleverage now before everyone rushing out.
We have too much oversupply, don't know why there is this big miscalculation of the demand and supply situation. Property prices will crash if we do not bring in lots of FTs to rent the empty condo blocks.
Also, there are those who illegally rent out their BTO flats.