The above responses to the poster who sought advise on whether to cut his debt are very classic examples of the mindsets separating people who will stay ordinary and those who will likely make it big.

The ordinary person will only see risks, negative scenarios and is so paralyzed by his fear, while the positive guy will see opportunities.

For eg., the guy suggesting the poster hold on to the debt knows it is not easy to obtain such loans (10x the annual income), so since he already got it, should take advantage of it to generate more returns. If he can generate a return higher than the loan interest, he already wins on two fronts. The value of the loan will decrease with time just by inflation alone.

The other guy, besides seeing only negative scenarios also displayed typical loser mentality by trying to blame the financial advisor and name calling.

Don't believe? See this: 8 Ways the Rich Differ From the Poor | Code of Living