Originally Posted by Unregistered

You are right, there are many in this forum doing stupid things and giving foolish advice. Better be safe than sorry. Just focus on buying one condo and pay off once you reach retirement. Then when you reach 65, sell the condo and then buy a HDB studio flat for the elderly. This cost only $100k. If you sell your condo at $3m, you can then have $2.9m to invest in the stock market to give you dividends.