I'm 44 and I am a Singaporean millionaire. I came from a low income family (used to live in a small HDB flat with my family of six during my childhood) but I worked hard, got into top Singapore schools and got good jobs. After working very hard, saving very hard and investing hard, I achieved the millionaire status. Singapore is where dreams come true provided you are diligent, honest and smart. I now live in a brand new condo (not the old condos in D9) and drives a conti car. Over the next 25 years, I hope to be a multi millionaire. Wish me luck!