Quote:
Originally Posted by Unregistered
Both of us after CPF take home around $3800 per month.
PUB Bill - $200
Singtel Bill -$240
Boy school fees include drawing class, maths class and swimming lesson around -$550
whole family cook/eat at home expenses around $400
AIA -$300
Car which (wanted to sell away) instalment /Petrol about $1200
Food for myself -$120
Wife transport + food $150
Give my Mum - $400
Left around $240 for both of us to spend for the whole month . |
With a take home of 3800, you are spending 1200 per month (30%) of you disposable income on car?
And a further 550 (~15%) on enrichment?
This makes it a whopping 45% on disposable income on non-essentials. Now do you know why you have no money?
Singapore's public transport system is efficient enough. Use it.