Originally Posted by rentahouseforme.com

Do you have a place to stay for the next 3 years?
Im sure you have a fair bit in your CPF if you are working?

If so, may I suggest you look into new launches for capital appreciation. For $160k cash, you may get a 2br condo at about $800k. 3 years later, the house will obtain its TOP. Rent it out for another month, you would have "fulfilled" the 4 years ownership to avoid the sellers stamp duty. So far,most of the new launches price will keep on increasing from new launch to subsale to TOP unless theres's any surge in property prices. But developers are still confidently bidding high prices for sites.

And also, for the 3 years it will be building, you pay the installment based on the stage it is building.