Yes there are targets to hit.
If u did not hit, u darw basic only. N u will get invited by ur mgr for a chit chat session.
I been with uob as a pba previously.
Seriously if u can't persuade pple well, don't think too much of joining sales. Hard work don't turn into sales. Sweet talk does. Cos everyone is selling the same product.
I waste 6 mths of my life earning much lesser if u divided ur time spent n effort put in compare to backend
True that u get promote faster n Earn more than backend, but how many top sales u think there is. Not many I will say. Say wrong thing to customer become mis-sell.. Too complain to mas n there goes ur iron rice bowl.
Currently Im doing back end @ another local bank n i think it's more relax though I work till 7pm daily.. At least I find that I have a life..

Just my 2 cents