Being a sahm can be very dangerous. why? cannot sit still, very itchy, want to do things. so when bank offer home equity loan, become very excited.

Learn from the lessons of the US, people got HEL and went to hell. When the market crash, your home value will crash and your equities investment will crash too. So you have a double whammy. Worst, your hubby will lose his job.

So, dont be itchy. Be prudent. Better for you to spend time on how to cook better and be a better wife.