48 & 50 yo couple, earning S$150k pa combined. Net worth including home S$2.4m. Drives a 6 yo European car. We consider ourselves below average. Many people in our age group has net worth of S$4m or more. But we are contented if compared to billions of poor people in the world, even those in US, Europe. Just look at Greece. We are very fortunate, very happy living in Singapore.