Hi, me (27) girlfriend (26) planning to buy a car, house and get married in the next 2 -3 years.
She currently works around AMK/Yishun area and she stays with my parents on the east side. Planning to buy a car ~100K with 50% downpayment, and rest for 5year loan... Should we?

Background: We are 180K (liquid) in cash, stocks and CPF combined. No debt, no credit cards. All schooling was funded by scholarships/part-time work. Both our monthly take home pay combined is around 12.5K. Not elligible for HDB. Too many restrictions for exec condo. But condo is too high right now...haiz

Should we go ahead and buy the car? Monthly repayment about 1.2K+ and maybe 500+ for expenses. Shouldn't be a problem. Any older experienced folks care to advise?