This was what I did last year:

1. Sold my fully paid condo (for stay) at $2m. Bought in 2006 for $1m.
2. Bought a smaller condo (for stay) costing $1m, paid in full.
3. Use the balance from sale of condo to pay off outstanding loan of two investment condos.
4. Now own 3 fully paid condos. Investment condos give passive income of $80k pa in total.
5. No worries now as I don't have any mortgage loan.
6. Net worth in total about $3.8m, including cash $600k.
7. Achieved financial freedom.