We are a young graduate couple in our late 20s. Staying in a brand new BTO which we bought for $250,000. We are happy with our purchase as the resale prices of similar older flats near our flat are already selling at $500,000. Our wait for the BTO was worth it. Our net wealth increased by $250,000 over just three years. Including our other assets, our total net worth is now about $500,000. We plan to save $30,000 per year from our combined annual salary of $125,000. We hope to then upgrade to a new condominium in the West after our MOP.