Mid 30s local couple, 2 kids, live in hdb 5rm
Nett worth ard 100k, excluding hdb since it is my primary residence.

Contented, no need to scrimp each day, not chasing after luxurious lifestyle anyway
Everyone in good health so far, enjoying everyday spent with loved ones.

We make it a point to donate regularly to charity and help needy.

Maybe a lot of posts here are bs, but if the high nett worth and yet still worry about not enough to retire etc are really true accounts, I feel sorry for u, because life is too short and fragile to live for just $$. If you are blessed with financial abundance, make a difference since you do have more means.

Sorry I don't mean to lecture anyone. Just that in real life, there are many people around us who are barely surviving, spare a thought for them ��