Originally Posted by Unregistered

Agree with you, bro.

Though I don't earn as much as $500k p.a, i understand that employment is not permanent. One is taking a huge risk by investing huge quantum for a property, and calculating your expenditures to military precision such that utilize every cent for the best you can get.

Honestly, HDB is good. The older ones are spacious. Public Transport is efficient, perhaps less efficient than HK and Japan but still is efficient most of the time. Clear your debts. Recession is hitting in a few years time.