Age : late 30s.
Annual : 150K, wife not working, small family.
Cash : 400K
Stock: 100K
Car: Japanese Sedan, fully paid up.

5 room HDB, took up 30 years loan. I have enough in my CPF to repay loan but prefer to keep cash in CPF account.

Considered debt free. Job is stable and gets to spend time with family. Sure, lots of friends doing better, but why compare. Happy as it is.