Ask your classmates then. Owning 3 private properties is already a big success in the eyes of many people including many in your age group. Perhaps you should celebrate your success and teach us here a thing or two? For example, are the properties co-owned by yourself and your spouse? If not, how is it possible to build up such a respectable net worth (is it combined or solely yours) with such a modest income? Or were you making much more when you were younger?