Quote:
Originally Posted by Unregistered
age: 29
base salary: 7,500 (raise only in 2012 Q2)
savings: 25,000
stocks: 10,000
fiancee age: 27
base salary: 5,600
savings: 20,000
share a used 5 year old jap sedan
approx 25,950 installment left
flat: 490k queenstown hdb ready in 2015 (bto in dec 09 when salary 2.5k each)
holiday destinations: beach resort in thailand once a year
relatively poor compared to many here. simple lifestyle and save reasonably but can do better.
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When you get married plus the flat renovations, all those savings will be flushed out. Then you will start from scratch again. Been there, done that. Be patient.
My position now is worse. I'm sole breadwinner, income less than your combined salary, and have a 4 yr old to feed, plus both sets of parents to support.
Wife dont save and has poor spending habits, so I squeeze every month to save a little.
It's hard work and future is unknown, but at least, with every dollar saved, the future is less bleak.