Adiemuso, I understand you feel strongly about supporting families in need - though I may differ in your view about whether providing money to needy families constitutes human capital investment.

However, arguing that the investment losses could have been better "spent" on needy families is odd - an investment loss is not an expenditure choice. It's like arguing that after buying a house for 1 mil and watching it decline to 800k due to a wider property market slump - you then lament not spending the 200k on something else. The 200k was never yours to spend no?

Your statement that "we can only vote for whoever is running for office" is quite telling by the way. Ever thought that perhaps you could make a difference? It's better to avoid a victim mindset - don't be disappointed with the PAP and the opposition - either vote for them, against them, or stand up and be counted. Complaining changes nothing.