i believe at the end of the day, it is impt to set aside your pay to invest. I believe I earn more (160k per annum, 34) than my peers but spend considerably less than them (i drive a jap car and still in hdb flat).

I'm no where near those guys at elite administrative service. i constantly need to ensure i stay employed becos i think it is not easy to find a similar pay elsewhere. So, my principle is to work hard and save hard and better still invest wisely. It will not be sunshine everyday for me.