Time flies, another 4 years have passed since my last posting. Here's the latest stats:

Age: 51, 49
Family: wife with 2 kids, aged 19 and 16
Work: both STILL in financial industry, STILL in a support function (so not your banker, salesperson, trader etc)
Total income: $953K, $325K
Residence: Upgraded to FH Semi-D in Oct 2021 and sold off our leasehold terrace and 5rm HDB. Just bought a $3.5m invt pty in Jan 2025 under construction.
Car: new China EV @ $248k, collected car in Nov 2025.
Income tax for FY2026: $120K, $22K (wife's tax bill significantly increased from 2014 cos of $80k cap on reliefs).
Savings: $5.6m
Networth: $13.6m currently.

A few thoughts. As we get into our 50s, a new phase of life where kids are starting to have their own friend/network although still studying, and our plans to take a slight step back and enjoy ourselves abit more. No big ambitions to climb the career ladder, or upgrade from Semi-D to Detached/GCB. Just looking for a stable live with no drama, children finishing their studies and start support themselves, and we take more time to travel and "smell the flowers" so to speak.