Hi Yuki,

First of all I have to congratulate you for taking the courage to take the path less travelled. It's going to an exciting journey ahead of you.

I recalled the time when I became a Financial Planner, after jumping over from the telco industry. It was just after 9-11. So it was very much the same sentiments we are facing now.

Despite the economy then, I had my best production year, achieving my Million Dollar Round Table that year.

Personally I do not see the bad economy as a threat to my business, but the greatest enemy you will face resides nicely between our ears, it's our brain.

We can't change what's happening around us, but we can definite decide what is within us.

And this is what I love about this business, we have a choice, we have the ownership.

I will love to share more with you. You can reach me at [email protected].

I wish you all the best in the promising new year!

Cheers!
Desmond