part of the grind from M to SM is to build up technical knowledge. gotta give them credit, there's genuinely a lot of risk issues and auditing and reporting standards that even i don't even know about that they could notice.

it's not like property agent job where if you didn't pay attention to the property rules exam also nevermind cause nobody can sue you. had way too many friends who suffered at the hands of property agent who gave wrong advice that costed $$$ and they didnt receive a single punishment. as long as sale is made they can chut after getting their commission, no liability.