hello current or ex auditors!

im about to graduate and am looking for job. Currently have an offer from kpmg start $3.6k (heard from my friend he was offered 3.5k from EY). But of course I was thinking if Im going to exit audit next time, might as well straight join the industry right? Or should I unwillingly join audit to springboard to better roles in 1-2 yrs time? Currently not getting accepted for all those management associate programmes so abit sian (barely 2nd upper)

For context I will be going financial service so would joining Banks as entry level staff be better? (e.g. Treasury, AML, Credit, etc.)