from one of the private unis in SIM. just graduated mid last year, started a job @ 3.5 before cpf. below 3 really is damn low. I'm not in a tech role, and am doing an office job in the public sector.

also: local degree is only important to public sector + local companies. MNCs are ok with both private unis (from overseas unis) and local unis. you honestly think some angmoh is gonna prefer a kid from ntu over a kid from uol?