Quote:
Originally Posted by Unregistered
I know, a few of my friends who have kids told me the same too...But they also did tell me the truth regarding sleepless nights, $$ out and stress increasing with kids...Anyway it's a personal choice at the end of the day...I know fairly well if I do have a kid or two...my savings will definitely diminish...Either that or I have to cut back on holidays (maybe once in 5 years) ...We are not even driving a 'premium' car now...It's only a Jap model...7 years old...
And I definitely will not be able to hit the amount of savings most pple in this forum claim to have....Childcare rates are about $1000 a mth now (for the slightly more premium chains)...Even if I send them to a 'normal' childcare, it would cost $500...and if I have 2 kids, it would be $1000!....Most likely I have to hire a maid if I have kids, so that would be about $600 gone...(excluding the expenses for the maid like food etc)...
Not to mention I would have to save another $50K for my kids education (assuming they are hardworking and make it to a local Uni)...if not, I have to cough out another $100K+ for their overseas education.... 
True? |
Life can be very simple and you can enjoy life from simple pleasures instead obsessing over accumulating wealth! Once in a while, on my way home, I just need to spend $2 on a packet of gummies at the petrol kiosk and I will be antipating the beaming joy from my 5 years old son when I give it to him. Such feelings of happiness from the children is contagious.....When you finally have $2m in your bank, you may feel happy and a sense of pride that you have arrived, but such hapiness will not last. Trust me. In time, it is only a number in your bank account and you will realise that you do not need a lot of money to make yourself happy. You will feel happy when you spend on your loved ones like your parents and children.