My wife and I can retire at 55. We can sell our condo and move to a smaller condo. This should give us cash of about $500k. Our CPF OA can give us $300k. So with $800k, this would suffice for our retirement needs from age 55 to 65. Beyond 65, our CPF Life annuity will give us passive income for the rest of our lives. We plan to volunteer and pursue our hobbies during our retirement years. We are looking forward to our retirement!