Age 27. Male.

Financial Services
Base Salary: $120,000

Monthly expenditure
Car Loan / ERP / Petrol / Season Parking / tax: S$1700
Personal + GF life insurance plans: S$600
Parent's allowance: $1500 (both parents not working)
GF + her parent's allowance: $1500 (help to subsidise cause they are retirees. GF unemployed)
GF university loan: $400
Brother's university loan: $400
HP bill + electricity / water expense: $250
Meals & other expenses: $1000 (Dinners mostly at home. Seldom go out)
Charity contribution: $300

Savings: $1500-2000+ per month (based on last 6 months average). Main form of savings come from annual bonus.

Last year bonus: $75,000
- Bring family and gf family to Perth for holiday. Spend about $20,000
- Year end festive shopping: $5,000 (includes buying household replacement items e.g. furniture/appliances)
= saved about $50,000 of my bonus.