I am 50 years old. Have been working in the financial services industry for the last 20 years. As I have not moved between companies, my salary remained quite stagnant for many years. The past 10 years have not been easy for the financial industry, with the so many crises we had to go through. 2001 dot com bubble burst, 2003 SARS, 2008 crisis and now the european debt crisis. Every time i am offered a new postion in a new company, my wife always said that i should not move as my current employer has been treating me well (except the pay) and i enjoy the respect of colleagues, yound and old. Now after 20 years, I realised (by reading this forum) that I am very much underpaid. Some youngsters here earn $300K easily in the financial services industry and these are inexperienced, "know just how to talk" kids.

Now I am really wondering whether it is worthwhile to continue working and earning just $120K per annum or perhaps I will be better off changing a new career, maybe as a real estate agent who earns $300K per annum easily. I have lots of contacts, rich people who were my bosses. These people can buy property like buying chocolates.

What should I do? What are my risks? Will I end up being a tax driver?

My net worth is only $1 million (property, cash, gold and stocks).

Please advise.