i'm just like u, armed with an engineering degree. but not too old to start investing. i entered into the finance sector and learnt plenty of stuffs.
the only person who can grow your wealth is you yourself. Read up on articles,
SGX - Singapore Exchange Ltd is a good place to start. if u want to go for high risk, trade forex and read up forex articles. if you wan to go slow, buy a few unit trust funds and read up about funds. it's ok to pay sch fees, and u will end up learning stuffs tat's never taught in text books.