Chain hire u also have no locum contract clause.

Besides, u work all day , Saturday morning and probably 2 evening a week and u still want to locum? U pro.
If anything ,u work ops, u got more time ( but no necessary energy) to locum.
TPA and rent increase is real. They eat into profits and your salary eventually.

Go out if u dun want or can't study and pass exams. But be prepared to be squeezed. There is a price to pay for just being a mbbs and that is a sacrifice of your time. At one point aesthetic was good ..but everyone starts to come in too.
At ops, patient keep coming but sometimes got spare pockets of time chill a bit quite nice. In gp land , no patient come u feel stress from no income.
If I were to setup my clinic, I rather find a ulu spot, pay low rent , dun take TPA and see a good 20 to 30 cases a day and manage them properly. But then again , I'm properly trained and not Ur mbbs only.

Best is become specialist la. Do some knowledge based speciality like haematology , infectious disease or endocrine where it's more consultative in nature. Dun do gen med , cardio , gen surgery where u bear the grunt. Last time community hospital not too bad but heard getting worse also.