Hi, I am posting anonymously but I would like any constructive advice from any of you, not necessarily in financial planning. I will appreciate a tip or two from men around my age or older on how to manage my life from this point onwards. My wife and I are in our mid 40s.

Assets
- 3 private properties (includes the one we live in) worth about $4.5M, 2 totally paid up and one with a $1M mortgage outstanding
- $1M in the bank and some stocks
- 2 simple cars with no or minimal loans
- Nett business income $1M-$1.5M a year after tax
- 2 boys still in primary school, doing above average - I would like to send them abroad to study mainly for the more global exposure

We have no expensive hobbies, no parties or horse riding or watches or wines. We eat mostly at home or at coffeeshops and sometimes at a cafe. Almost no one knows how much we make because we dress very simply and do not talk about money very much.

If you are posting in response to me, please address your post to MeePokMan.

Grateful for your time. : )