All,

Interesting reads, esp from common_man. Good, hard working guy. You are lucking that you and your wife both work. I am same age as common_man ... maybe we know each other in primary school.

My honest situation:

50 (me), 42 (wife - not working), 3 teenage kids (16, 15, 11)

Condo (staying in) - $1.2m (paid up)
Cash - $200K
Stock - abt $1.1m
CPF - Ord $290K, Sp abt $120K, SRS abt $55K
Car - Jap 6yr old, paid-up, value left abt $28K, I think