My wife and I have a total combined annual income of $200K.

Our property, which is now worth $1.4m, is fully paid. Our combined cash and CPF is about $400K.

We are in our 40's. We felt we are doing ok by Singaporean standards. Our friends are doing much better though but we dont want to compare ourselves with them. W are contented. Coming from poor families, we feel blessed and think that we have made it good in Singapore.