Hello everyone,

I read with great interest the comments made by many here. Thank you for enlightening me.

I have been working for many years and feeling rather tired now. I'm only 55 but feel like so much older.

I'm planning to stop work. Here is my retirement plan.

1. Rent a house in JB for RM2K (S$800) per month.

2. Rent out my HDB flat (fully paid) for S$3K (RM7K) per month.

3. Live off from the difference i.e. RM5K. This is enough if you live simply with just your wife.

I also have about $300K in cash for emergencies.

Is this a stupid idea? Anyone here has done this? If so, which estate in JB do you recommend? I prefer if there are many Singaporeans living in the estate.